Terms & Conditions
Last Updated: March 18, 2026
Acceptance of Terms
By accessing or using the website and services of BAGLIVO ENTERPRISES INC ("Company," "we," "us," or "our"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you must not access or use our website or services.
Use of Our Website
Permitted Use
You may use our website for lawful purposes only. You agree not to:
- Violate any applicable laws or regulations
- Transmit any harmful or malicious code
- Interfere with the proper functioning of the website
- Attempt to gain unauthorized access to our systems or data
- Use automated systems (bots, scrapers) without our written permission
Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of BAGLIVO ENTERPRISES INC and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written consent.
Funding Application and Services
Application Process
Submitting a funding application through our website does not guarantee approval or funding. We reserve the right to approve or deny any application at our sole discretion based on our underwriting criteria and business policies.
Accuracy of Information
You agree to provide accurate, complete, and current information in all applications and communications. Providing false or misleading information may result in denial of your application and potential legal action.
No Financial Advice
Information on this website is for general informational purposes only and does not constitute financial, legal, or tax advice. You should consult with qualified professionals before making any financial decisions.
SMS Terms & Conditions
By opting in to receive SMS text messages from BAGLIVO ENTERPRISES INC, you agree to the following terms:
SMS Program Details
- Program Description: You may receive text messages from BAGLIVO ENTERPRISES INC regarding your funding application status, account updates, promotional offers, and other business-related communications. Messages may be sent using an automatic telephone dialing system (ATDS).
- Message Frequency: Message frequency may vary depending on your account activity and our promotional campaigns. You may receive up to 10 messages per month.
- Cost: Message and data rates may apply. Standard messaging rates from your mobile carrier will apply to each message sent or received.
- Consent Not Required for Purchase: Consent to receive SMS messages is NOT a condition of purchasing any goods or services from BAGLIVO ENTERPRISES INC. You may opt in or opt out at any time without affecting your ability to apply for or receive funding.
Opting Out and Help
- STOP: To opt out of SMS messages, reply STOP to any text message you receive from us. You will receive a confirmation message acknowledging your opt-out. After opting out, you will no longer receive SMS messages from us unless you re-subscribe.
- HELP: For assistance, reply HELP to any message, or contact us at alyssa@baglivo-enterprises.com.
Supported Carriers
Our SMS program is supported by major U.S. carriers including AT&T, T-Mobile, Verizon, Sprint, and others. Not all carriers are supported. Please check with your carrier for compatibility.
Privacy and Data Use
Your mobile phone number and related data will be used in accordance with our Privacy Policy. We will not sell or share your mobile number with third parties for their marketing purposes without your consent.
Disclaimer of Warranties
Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that:
- The website will be uninterrupted, error-free, or secure
- The information provided is accurate, complete, or current
- Any defects or errors will be corrected
Limitation of Liability
To the fullest extent permitted by law, BAGLIVO ENTERPRISES INC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, even if we have been advised of the possibility of such damages.
Indemnification
You agree to indemnify, defend, and hold harmless BAGLIVO ENTERPRISES INC and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including attorney's fees) arising out of your use of our website or services, your violation of these Terms, or your violation of any rights of another party.
Governing Law and Jurisdiction
These Terms are governed by the laws of the State of New York, without regard to its conflict of law principles. Any disputes arising from these Terms or your use of our services shall be resolved exclusively in the state or federal courts located in New York, and you consent to the jurisdiction of such courts.
Arbitration Agreement
Any dispute, claim, or controversy arising out of or relating to these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You agree to waive your right to a jury trial and to participate in class action lawsuits.
Modifications to Terms
We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on this page with a revised "Last Updated" date. Your continued use of our website or services after such changes constitutes your acceptance of the modified Terms.
Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and BAGLIVO ENTERPRISES INC regarding your use of our website and services, and supersede any prior agreements or understandings.
Contact Information
If you have any questions or concerns about these Terms, please contact us:
BAGLIVO ENTERPRISES INC
49 Twisting Ln
Wantagh, NY 11793
Email: alyssa@baglivo-enterprises.com